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FIB - Scams 101 - Ye Olde Archives
Posted By: Kami In Response To: Re: I've been scammed by TransUnion!!! (Paul Bergman)
Saturday, 7 October 2006, at 6:41 a.m.
I am receiving a free report I get one every year to keep track of what's on it. But the score is not free and that is what I paid for and I have not received either. Transunion does not have a customer service number, everything is automated *insert angry face* and you are unable to talk to a live person. I did track down a customer service email but they have not responded. So in light of everything I am going to dispute the charge with my credit card.
This is not the first time I have had problems with the bureaus. A couple years ago I requested my free reports and none of them were sent them. I had to right a threatening letter telling them they were violating my rights and if they did not send them pronto I would file suit for violation of the FCRA. Needless to say I received them pronto!
> Credit reports are free from each of the big three
> bureaus once a year for everybody.
> Here is governemant site that tells you about it.
> http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm
> Here is the actual site.
> https://www.annualcreditreport.com/cra/index.jsp
> Check your credit with one bureau, then four months later get
> it from another one, then four monhths later get it from the
> last one. That way you check your credit three times a year
> instead of just once.
> paul