| ♦ REFRESH to rotate MAAMAW'S CLICKY NOTES thru this space..... Timely Tips, Best of the Boards & More ♦ |
Be sure to visit the Current Message Board when you're finished here. We're very friendly, so don't be shy... just jump right in and post your question. Scams outnumber legitimate biz ops about a bzillion to one, so it's well worth your time. |
| | View Thread | Return to Index | Read Prev Msg | Read Next Msg | |
|---|
FIB - Scams 101 - Ye Olde Archives
Posted By: Kami In Response To: WAIT! Before you dispute the charge... (Bluto ^_^)
Sunday, 8 October 2006, at 2:25 p.m.
Hey Bluto, thanks for your concern. I posted on one credit site I belong to and was advised by one to dispute it. I suppose I could try and reorder it and then dispute the first charge....it's only 5.99 but they tick me off when they don't play by the rules. They hold some many peoples [credit} lives by the cojones and don't give a rats patooty if what they put on your report is accurrate or not, and then you pay them for something and they fail to perform....sorry for my tangent. I've already got my score from the other two.
Thanks again but I think it is virtually IMPOSSIBLE to speak to a real person, in fact I'm sure one exists :0
> You should have 60 days after the posting date of the charge to dispute
> any charge. Since you get all and any interest that you may have accrued
> from the charge credited back to you once the dispute is settled (usually
> instantly for low amounts) and the chargeback is made, why not try to get
> your score first? A dispute isn't going to get you your score, so why be
> hasty about it this early in the game when you probably still have a good
> 40-50 days left to dispute this charge? Did you visit the forum I
> suggested or any other credit related forum yet? I'm sure this problem has
> been encountered by others before and there is no better place to get free
> help and answers on this problem than a popular credit related forum.
> You'll probably even find a phone number where you can get through to a
> live person, if in fact there is such a number.
> ^_^
> PS. I'm pretty sure that ALL VISA and MC card issuers must allow a minimum
> of 60 days for the card owner dispute period as per VISA/MC card
> association rules. To find out for sure, call your credit card customer
> service line, speak to a customer service rep, and ask him to transfer you
> to the disputes department (which will most likely only be open M-F during
> regular business hours) and ask them for sure how many days you have to
> dispute a charge on your specific card.
> PPS. This whole credit score thing is a bunch of BS. They make a system up
> that is pretty much a necessity anymore to anyone who has ever had any
> credit in their name, yet you have to pay for it. What a bunch of garbage,
> if you ask me. NO one should have to pay a dime for any of this
> information, including your score, as far as I am concerned.