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FIB - Scams 101 - Ye Olde Archives
Posted By: Steve MacLellan <steve@homebusiness-websites.com>
Friday, 24 December 2004, at 8:03 a.m.
I guess it is likely common sense... but some people don't get it...
There are a lot of us (most people you will never hear about) that make a living from running an online business. We aren't gurus... we don't sell info-products telling you how you can get rich... 'cause if we knew how, then I expect we would be rich. But we get by, just the same.
Christmas, 2003, I made a total of $988.00 for the month. That was the worst month I've had since December 2000.
Still, I paid all of my bills, bought a used car for $4000 and spent $1000 on Christmas.
I was able to do this because, as an entrepreneur I know if I am to survive I have to live well below my means.
OK... so in December of 2003 I wasn't living below my means, but for the 11 months before... I was.
My ex wife made fun of my truck. Yes... I have two vehicles... paid cash for both.
Between her and her new man they are spending $1500 a month for two new vehicles, financed through the bank, (that's including insurance) and last year, besides child support, I was loaning them money almost every month.
Let me tell you about my cousin Harry. Harry is a millionaire and entrepreneur.
A few years ago on a trip he and his wife were taking, their car needed repair. Actually... the frame broke. The garage where he took his car looked at the problem. After seeing that the frame had already broke and been welded 5 times in the past, they said there wasn't any solid metal left so the car could not be fixed. So Harry had to part with a car that was 20+ years old and bought another one.
Lot's of people have a problem with this type of thinking. My friends and family constantly say to me "Why don't you buy another house?" or "Why don't you buy a new car?"
I'm not here to impress anyone.... heaven forbid! What if I have 4 or 5 bad months in a row?
It has been my experience that this isn't likely, but I would be fine.
Being an entrepreneur isn't about money. It's a lifestyle choice. When you choose this lifestyle then you have to be able to adapt your finances to match this lifestyle. This means finding the ability to live well below your means so the money will be there when you need it.
Best Regards,
Steve MacLellan
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