SPEND YOUR WAY TO WEALTH!!!!!!!!!!!!!!!!

****************************************************************************************************
DISCLAIMER: This is NOT legal or financial advice. Just advice from someone who has nothing to sell you and is thinking with his head.
****************************************************************************************************

There are radio ads out today for Commuta's program and it is advertised as

"SPEND YOUR WAY TO WEALTH"

PAAAAAAAAAAALEEEEEEEEEEEEEEEEEEEEEEEEZ!

The only way that one could possibly spend their way to wealth is to spend they money on investments, like in their own business or other investments. But nothing is guaranteed, EVER. And if you make the wrong investments OR the wrong decisions, your "investments" get you DEEPER in debt, not closer to wealth.

Look, I don't know if you are in debt or not, but if you are and that is you main motivation, the last thing you need to do is buy hyped up, over priced products and services to get your self out of debt.

Now, I have no idea what Commuta's program and products are about, but to spend 4 payments of $69.95 and THEN to have to spend thousands more to actually (supposedly) reap the "benefits" (MAYBE) of what they have to offer you is just plain silly for anyone to do and it also borders on SCAM (if it's not a total scam)!

Don't think with your heart, think with your head. When you think with your heart, you get into all kinds of trouble because it is too hard to decipher when your heart is telling you the right thing to do or not. In other words, it's too hard to tell when your heart is engaging with your brain or when it is totally trying to make decisions on it's own, based purely on emotion. The heart is very unreliable because it cannot actually think. All it can do is rationalize things to death and usually only taking your emotions into consideration and throwing reality and your brain right out the window.

If you are in debt the only sure way out is to spend less and start paying them off one by one and start with the smallest debt first, working your way to your biggest one. No, you don't have to do it that way, you can start with your biggest one first, but starting with your smallest ones helps to prepare you mentally in tackling the bigger debt. And if you are so deep in debt that you cannot think straight, then bankruptcy is always an option. But only use it as a last resort. It is usually best to default on your debts and pay them off later (and often at a discount) than to declare bankruptcy, but bankruptcy is always an option (but with the new bankruptcy laws, it isn't as appealing as it once was for most people).

But for god's sake, don't spend thousands of dollars on companies that tell you that they can "possibly" get you out of debt and hep you to retire within 10 years without actually letting you know how they are going to do that before you spend the money. This is a sign that what they are going to give you for your thousands of dollars is not very appealing so the only way they can actually sell their program is to play on your emotions and be very vague about what it is they actually do for you. What you will often find is that they plan will be something like..

"START A MULTI-BILLION DOLLAR CORPORATION AND THEN YOU CAN MAKE ENOUGH IN 10 YEARS TO RETIRE FOR THE REST OF YOUR LIFE!"

Well, duh!!!!!

That's hardly a plan, but they will twist it and turn it to make you believe that it is viable. Then they will tell you to get more info on how to easily achieve this you have to spend ("invest) another couple thousand. And it goes on and on and on. Meanwhile, not only do you not get closer to being debt free but you way further in debt than you were before you started buying into all these slimy programs that promise everything but offer nothing but more ways to spend your money on things that will only make you more poor, meanwhile making the scammers more rich.

THINK WITH YOUR HEAD, NOT WITH YOUR HEART!

That said, you said....

"I think Cummuta's program sounds logical"

Well, what about the program exactly sounds logical? Please tell us. So far you told us nothing which makes me think that you actually don't know much about the program yourself in order to realistically think that it "sounds logical". Do you really know exactly what they are going to tell you to do or is your heart only making you think that you do?