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FIB - Scams 101 - Ye Olde Archives
Posted By: MaaMaw In Response To: Bob, Don't hold back! (Pete)
Friday, 18 November 2005, at 10:09 a.m.
We have been with Wawanesa for YEARS and I can't say enough good things about them.
INCREDIBLE!!
First, they're CHEAP.
Second, THEY PAY.
Third, they BARELY raise your rates for accidents -- at least that's our experience.
Right after my husband's truck was paid off, my 17 y/o daughter pulled out of work and the truck fishtailed a bit (which it was prone to do), and because of her lack of experience, she over-corrected and took out a telephone pole, a light pole, and very nearly an old lady.
I had lost my shirt a few years earlier when my ex-husband totalled my car while we had State Farm. They paid $2,000 for a car that took over $5,000 to replace (I didn't know at the time that I had the option of refusing that) (and I should mention that their first choice was to cut my car in half and attach the good front end to an old end from a junkyard, how's that for service??).
So anyhoo, after my daughter's accident in the truck -- 17 years old, accident due to inexperience -- I looked up the Bluebook value of the truck and told my family we weren't accepting a PENNY less even if it dragged out for two years. Imagine my surprise when Wawanesa called and said they were going to pay $700 OVER the HIGHEST Bluebook value!!
And the increased premium was literally pocket change!!
A few years later, my husband wasn't paying attention, and he stepped on the gas when he thought the car in front of him had pulled ahead but it hadn't.
Wawanesa paid for all the damage almost three years later (we hadn't decided if the old clunker was worth fixing), no questions asked -- and the premium went up something like $4.00 a month for three years.
My mother also has Wawanesa, and she got broadsided (granddaughter driving, granddaughter's fault). Again I vowed to fight -- and again they offered several hundred dollars OVER the HIGHEST Bluebook value!! She can't see where her premium went up at all.
I LOVE WAWANESA!!!
Moral of the story: Move to California or Oregon.
Luv,
MaaMaw
The World's Most COMPREHENSIVE Ebay Course
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