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FIB - Scams 101 - Ye Olde Archives
Posted By: Pete In Response To: Don't get me started on Auto Insurance (Bob Baroner)
Friday, 18 November 2005, at 9:49 a.m.
> Perfect driving record for almost 10 years. Then I buy a new car. Full
> coverage but lowest minimum coverages cost me $70/mo. Not bad. But wait!!!
> 2 weeks later a deer hits me. Head hits windsheild and smashes half of it.
> Whole side of car shows damage from front to back fender. 4K in image.
> Monthly premium goes up to $88.00/mo.
> 8 months later. Snow. Very icy kinda snow so it is very slippery as
> opposed to the wet stuff that is pretty manageable to drive in. No
> anti-lock breaks. Very minor one-car wreck. I end up hitting a curb at
> about 15 mph. Damage was a whopping 1,500.00. All becasue I merely put on
> my breaks to slow sown goiing down hill where an arsehol was inching out
> into the coming intersection and not paying attention while looking at his
> pretty face in his rear view mirror - classic metrosexual type).
> Monthly premium goes up to $113.00/mo.
> I ask you, what in the hell is the point of car insurance? What if I had
> been in a "real" wreck? My premium would have gone up way over
> my car payment...that's what.
> Crooks, crooks, crooks. That's all they are. Crooked crooks!
> Bob Baroner
My first wife (about 15 years ago) had her insurance more than double on her.
She freaked cause she was NOT in any accident. When she called them, they said
a new law went into effect that REQUIRED them to review all policy holders for
the three previous years. Two and a half years before, she had a speeding
ticket.
THAT was why her premium doubled.
We dropped them like a hot potato. She was able to get another policy
elsewhere where they didn't look back so far.
Yup - what a rip.
Pete
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