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FIB - Scams 101 - Ye Olde Archives
Posted By: The Tim <tim@thetimtimes.com> In Response To: Re: If Only We Could... (stevek)
Thursday, 10 March 2005, at 6:37 a.m.
They're going to make it harder to shield your house from bankruptcy. This will lead to more foreclosures with banks having to liquidate/sell them. The overall effect may well lower ALL property values as the market is suddenly flooded with repo property sales. I have little sympathy for credit card company 'losses', since they are one of the most profitable businesses in the world. They cover the expected/anticipated losses by charging all of us USURIOUS interest rates. It's the CREDIT CARD company who should be absorbing the risk (since they get all the profits). Why should the government (through this bankrupt legislation) underwrite the risk for credit card companies? It's as if we're protecting the interests of the loan sharks.
Enjoy.
> I was looking through the paper and found a number of bankrupsy filings. I
> have a real hard time understanding how a couple can have $100,000 debt
> and have assets of over $400,000. I would think that a person could turn
> some of the assets into money and pay off the debts. My wife and I fall
> under the need to consider bankrupsy since I can not work do to my
> numerous ruptured disks of the back and peripheral neuropathy on unknown
> origin (I did spend alot of time outside the USA during my military
> carrer) and the wife having to quit working after her brain surgery for
> brain cancer. But we have put our heads together and figure we are going
> to try paying everything off. Everything that can be taken away from us
> has already been taken so it just leaves medical bills and they will have
> to just take what ever we can afford to give them. Anyway my feelings are
> that there are to many people taking advantage of bankrupsy and to many
> lawyers pushing for it since it is easy money for them that something
> needs to be done. Reading what is in the bill makes alot of sense but I
> also feel that there still needs to be language so the real need stays in
> place.
Sensibility Without The Static
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