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FIB - Scams 101 - Ye Olde Archives
Posted By: Ron
Tuesday, 19 September 2006, at 8:44 a.m.
I responded to your post about Dave Ramsey the other day but it's now so far down the page you might not have seen it.
You can read the whole thing there if you want.
The main point is I've never heard him say never pay more than $1 per thousand. The book I have from him says you should be paying anywhere from .60 per thousand if you are 30 and good health to $2.50 or so if you are 50 and up and in good health for 20 year level term. Up to 6.50/thousand at age 60. all non smoking.
I just got a policy at age 51 for $1,100/yr for $500,000 20 year level term, a little over $2 per thousand. I didn't get the policy through Zander.
If you are in good health and paying $9.50 per thousand for a 20 yr. level term plan, I would definately shop around for better rates.
Ron
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