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FIB - Scams 101 - Ye Olde Archives

Non-Business.... BWAHAHAHAHAHAHAHA!!.... The cost of health insurance.....

Posted By: MaaMaw
Wednesday, 21 December 2005, at 11:27 a.m.

The BWAHAHAHAHAHAHAHA isn't a "That's funny" bwahahaha.  It's one of those "If I don't laugh I'll have to jump off a tall building head first" bwahahahahaha's.  (An empty threat, since we don't have any tall buildings here.)

No question, lots of people are worse off -- no health insurance, no health care, etc. etc.... this isn't a "Poor Me" post either.

And please, The Tim -- it is NOT a political post so don't start anything.  All political debate will be nuked (although dissenting opinions will not).

I just talked to Blue Shield about changing my deductible.  It's currently $750 with a $35 copay, but since I never use my insurance except to have cancers taken off my nose, it just isn't worth the $543 that I pay every month.

My daughter is 10 years old and healthy, and hers is $177 every month, which is nuts in itself, but at least it isn't putting me in the poorhouse.

I keep private insurance because of (a) habit from being the sole self-employed breadwinner for so long, and (b) I never know if the "stop sign" in my husband's brain will fail and he'll say something he shouldn't and find himself looking for a job (and benefits).  (He's very competent and reliable, but his "executive function" is screwed up by ADD.)

Anyhoo, I just found out that in July (when I turn 55), my $750-deductible policy will go up to EIGHT HUNDRED AND SIXTY-TWO DOLLARS A MONTH!!!

That's ONE PERSON for crapsake!!

I'm cancelling -- takin' my chances that The Husband will hold his tongue.  (Huge relief; I feel like I just got a raise!)

I just wanted to rant because, personally, I find that quite unbelievable.  I don't know too many "average" individuals who can handle that kind of monthly premium.

HOLY CRAP!!

I just got a notice that there's a class-action settlement pending because Blue Shield illegally (or something) moved people into "tier 2" (or 3 or 4) and raised their premiums.  I figure if we're lucky (me and the rest of the "class), we'll get enough for a box of Chicken McNuggets and the lawyers will get the other mzillion dollars.

Thanx for listenin'.

Luv,

MaaMaw

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You'll find great information in this "Read Only" Archive, but remember..... things change.
Be sure to visit the Current Message Board when you're finished here.

We're very friendly, so don't be shy... just jump right in and post your question.
Scams outnumber legitimate biz ops about a bzillion to one, so it's well worth your time.



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