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FIB - Scams 101 - Ye Olde Archives
Posted By: MaaMaw
Wednesday, 21 December 2005, at 11:27 a.m.
The BWAHAHAHAHAHAHAHA isn't a "That's funny" bwahahaha. It's one of those "If I don't laugh I'll have to jump off a tall building head first" bwahahahahaha's. (An empty threat, since we don't have any tall buildings here.)
No question, lots of people are worse off -- no health insurance, no health care, etc. etc.... this isn't a "Poor Me" post either.
And please, The Tim -- it is NOT a political post so don't start anything. All political debate will be nuked (although dissenting opinions will not).
I just talked to Blue Shield about changing my deductible. It's currently $750 with a $35 copay, but since I never use my insurance except to have cancers taken off my nose, it just isn't worth the $543 that I pay every month.
My daughter is 10 years old and healthy, and hers is $177 every month, which is nuts in itself, but at least it isn't putting me in the poorhouse.
I keep private insurance because of (a) habit from being the sole self-employed breadwinner for so long, and (b) I never know if the "stop sign" in my husband's brain will fail and he'll say something he shouldn't and find himself looking for a job (and benefits). (He's very competent and reliable, but his "executive function" is screwed up by ADD.)
Anyhoo, I just found out that in July (when I turn 55), my $750-deductible policy will go up to EIGHT HUNDRED AND SIXTY-TWO DOLLARS A MONTH!!!
That's ONE PERSON for crapsake!!
I'm cancelling -- takin' my chances that The Husband will hold his tongue. (Huge relief; I feel like I just got a raise!)
I just wanted to rant because, personally, I find that quite unbelievable. I don't know too many "average" individuals who can handle that kind of monthly premium.
HOLY CRAP!!
I just got a notice that there's a class-action settlement pending because Blue Shield illegally (or something) moved people into "tier 2" (or 3 or 4) and raised their premiums. I figure if we're lucky (me and the rest of the "class), we'll get enough for a box of Chicken McNuggets and the lawyers will get the other mzillion dollars.
Thanx for listenin'.
Luv,
MaaMaw
The MOST MAGNIFICENTLY COMPREHENSIVE eBay Course On the Planet!
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