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FIB - Scams 101 - Ye Olde Archives
Posted By: Sandy <sandy_edgar@yahoo.com> In Response To: I think it might be okay (Mel. White)
Wednesday, 9 November 2005, at 8:06 a.m.
> Good question. If you bought the 'Tranforming Debt Into Wealth' DELUXE
> system, then it includes some sort of mentoring call. If not, then they're
> trying to sell you mentoring services.
> I know what you mean. About 15 years ago, after a disastrous house fire
> where we ended up with staggering amounts of debt, we went to see a credit
> counseling service (American Express's service.) I was quite suspicious
> and very leery of the whole thing, but we did need to have that in order
> for the legitimate credit counselor to give us good advice.
> What made me more comfortable was that he was a licensed CPA and he was
> bonded. He did try to sell us one of their annuities, but we declined and
> it wasn't pressed. They also offered a service where we could use their
> services for several years for a few, but we also declined and didn't get
> a hard sell on that one.
> I think it would be legitimate to say "I want to wait several
> months." We didn't get hassled from AmEx when I dragged my heels the
> first time.
> The call may be from the "Prosper Group" which he mentions on
> his website... but they are trained and approved by him. They aren't him.
> They are basically a group that offers mentoring services of many
> different kinds: http://www.prosperlearning.com/
> http://www.prosperlearning.com/productsWE.html
> I dunno. When we were that far in debt, I was very leery of putting more
> money into it. The AmEx person cost about $500 but was worth it in the
> long run (in spite of my skepticism.) We found the advice useful, but we
> didn't need mentoring (we met with the advisor 4 times and spent about 10
> hours total with him.)
> Bottom line -- if you didn't buy the deluxe package, you can tell them
> you'd like to wait and work on things for yourself and see if you need
> mentoring. You're the best judge of that, and it's certainly fair to say
> you want to think it over. If they try to pressure you with price, hang up
> and go elsewhere.
> There are a LOT of credit counseling services around and some of them are
> free.
> (IMHO, of course.)
Thanks, Mel...The ebook we bought was not very expensive, so I'm now almost convinced that this will be an extra fee. I do have the person's name and telephone #, so I can call and inquire. I appreciate your taking time to tell us what you did do and how it worked for you...Sandy
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